Located in St. Louis, the attorneys at Joseph & Eugene, LLC are here to assist with your life insurance denials in Edwardsville, Illinois. Here is why you were denied:

Misrepresentation – You are told that there was a misrepresentation on the life insurance application and so because of that your life insurance claim is denied.

Fraud – You’ve been told that fraud was committed and so your life insurance claim us denied.

Suicide – You are told that because the decedent passed away from self inflicted injuries that your insurance claim is denied.  

Missed premium payment – They tell you that a premium payment was missed and so you are not entitled to the benefit from the life insurance policy.

Divorce – You are told that because you were divorced, even though you are the named beneficiary, that you are not going to be paid the benefit. You life insurance claim is denied.

Agent Error – You’re told that an agent made an error on your application, or you know that the agent made an error and because of that your life insurance claim is denied.

Change in beneficiary – You are told that the beneficiary was not properly changed and so you are denied.

            If your case falls into one of these categories and you are in Edwardsville, Illinois, we can help. Insurance companies do not stay in business by paying out more than they take in and if you see how much insurance companies make you will understand that. The insurance company knows that if you get a letter from them denying your life insurance claim that you are not likely to proceed. Even if you are denied for reasons that are not lawful, you have no recourse unless you hire a lawyer. We are here to help as we don’t charge a fee up front for our services. We only get paid if you get paid.

            We also help with accidental death denials, short term disability denials, long term disability denials, medical insurance denials and home insurance denials. If you are dealing with a denied insurance claim and don’t know what to do, we are here to help. The denial can sound right, but the laws of Illinois prevent lots of denials from being valid once properly challenged.

Contact the experienced Edwardsville, Illinois life insurance attorneys at Joseph & Eugene. Our lawyers offer free consultations. Call today!