Agent Application Error
Has Your Life Insurance Policy Been Denied for Your Agent’s Errors or Omissions?
A life insurance agent has a fiduciary relationship to the insured. They should act in the insured’s best interest. Unfortunately, this does not always happen. Agents are primarily involved in the selling of life insurance policies. They usually make more in commissions the more policies they sell. In order to maximize their compensation through commissions, they cut corners, hastily process the application, or fail to fully disclose the terms of the policy. In other words, they are guilty of errors and omissions. If your life insurance application was denied because of agent application error you still have a case. Call an experienced life insurance attorney at Joseph & Eugene, LLC for a free consultation. We have more than 50 years of handling denied life insurance claims throughout Missouri.
Avoiding Life Insurance Agent Application Errors
Whatever an agent states, make sure you have a witness to attest to their statements as these statements are legally deemed to be disclosed information. If your life insurance claim has been denied because your agent make an error, you can still make your death benefit claim by filing under the agent’s error and omissions insurance or pursing legal action. If you have been placed in this unfortunate situation contact an experienced attorney immediately.
Similarly, an agent may neglect to perform a periodic review to find out whether the policyholder’s situation and needs have changed. These agents may fail to provide their clients with adequate insurance in order to keep premiums down. All of these situations may constitute cases of insurance bad faith.
Hire an Experienced Insurance Claim Denial Attorney
Our results speak for themselves. Our experienced insurance claim denial attorneys have never lost a case. At Joseph & Eugene, LLC our lawyers handle cases throughout Missouri and Illinois. Don’t delay if you have been denied your insurance claim. Contact our knowledgeable lawyers today at (314) 881-8338 or send us an Insurance Denial question. We look forward to hearing from you. All communications are returned promptly.
Joseph & Eugene, LLC
222 South Central Avenue, STE 1003
St. Louis, MO 63105