At Joseph & Eugene, LLC we serve those in Urbana, Illinois who have been denied their life insurance claims and don’t know what to do next. There are common reasons for the denial which can be seen on this site, but the most common reasons for a denial from a life insurance company is misrepresentations on an application, fraud, suicide and divorce. Here is what the insurance company tells you. Dear Mr., thank you for submitting your claim for life insurance benefits. We are sorry for your loss. However, we are not able to pay your claim as there were material misrepresentations on the application. Thank you and good luck.

            Most people don’t dare challenge this as it is on official letterhead. Little do they know however, that just because there is a misrepresentation on the application does not automatically mean that the case is lost. The insurance company doesn’t tell them this though. So we are here to make certain that all denied life insurance claims in Urbana, Illinois are for good reason.

            We help to make sure of this by offering our free consultation. No one wants to waste good money on a lawyer if they think they are going to lose. So we will review your case and not charge you one penny. This will help everyone sleep better at night.

            We also handle denied accidental death claims, denied short term disability claims, denied long term disability claims, denied home insurance claims and medical insurance denials. We do this so that we can offer some protection to those in Urbana and all over Illinois. If we don’t stand up for those people going against the insurance companies then no one will.

            If you decide to hire us after hearing that we can help, we also offer a contingency fee contract. That means that we don’t get paid a penny unless you get paid. If people had to pay our hourly rate with no guarantee that they would win their case, we would never have been able to have helped as many people recover from their denied insurance claim as we have.

            Our attorneys have years of litigation and court room experience handling denied life insurance claims. We know what the insurance company is going to do and we have a good idea what the judge is going to do. We no longer guess but anticipate and make a plan that will best fit our clients goals of recovering their denied insurance.

            The call is free. See if we can help.