Life Insurance Denial Lawyer Missouri

Life Insurance: Accidental Death Benefit Rider and “Double Recovery”

An accidental death benefit rider is a provision within a life insurance policy that can provide an additional death benefit if the insured’s death occurs as a result of an accident. Known as “double recovery”, Missouri courts have awarded double death benefits to beneficiaries of policies containing accidental death benefit riders. Generally, individuals who work in potentially dangerous or hazardous environments, like construction, mining, or air travel,  will obtain a life insurance policy equipped with one of theses riders.

In the event of the death of a loved one, it is important to know your recovery options. Life insurance companies will often deny valid claims for accidental death benefits. Depending on the policy and whether or not it contains an accidental death benefit rider, you may be entitled to double recovery. If you have been denied on your claim for  death benefits, you should consult an attorney who will fight to get you the compensation you deserve.