Life Insurance Denial Lawyer Missouri

Law

Life Insurance: AD&D Policies

In insurance, accidental death and dismemberment (AD&D) is a policy that pays benefits to the beneficiary if the cause of death is an accident. According to the Centers for Disease Control and Prevention, accidental deaths are the fifth leading cause of death in the U.S. as well as Canada. Some of the covered accidents include traffic accidents, …

Life Insurance: AD&D Policies Read More »

Life insurance company denies benefits due to height

A woman is suing a life insurance company in a U.S. District Court for wrongful denial of her death benefit claim. In the complaint, the woman alleges that the insurance company improperly denied a $200,000 death benefit claim because it said her ex-husband listed the wrong height on his insurance application. The woman’s ex-husband was …

Life insurance company denies benefits due to height Read More »

Accidental Death & Dismemberment Plans: Construction-related deaths

In a recent case, a Missouri court held that a wife, the named beneficiary of her husband’s accidental death and dismemberment (AD&D) plan, was entitled to receive accidental death benefits. The husband worked as a heavy equipment operator for a local construction company. The wife worked part-time as an occupational therapist at a local in-patient …

Accidental Death & Dismemberment Plans: Construction-related deaths Read More »

Accidental Death Benefits and the “Mutual Benefit Doctrine”

Under the “mutual benefit doctrine,” an injury suffered by an employee while performing an act for the mutual benefit of both the employer and the employee is compensable when some advantage to  the employer results from the employee’s conduct. The doctrine applies even when the advantage to the employee is slight. Missouri courts have applied …

Accidental Death Benefits and the “Mutual Benefit Doctrine” Read More »