The attorneys at Joseph & Eugene, LLC are here to handle your denied life insurance claims in locations throughout Illinois. Our experienced lawyers are licensed to practice throughout the state as well as in Federal Court. There are a lot of firms that advertise their services for denied life insurance claims, denied accidental death claim, denied short term disability claims, denied long term disability claims, denied medical insurance claims and denied home insurance claims, but those firms don’t even practice in the state of Illinois. They will refer the case to an attorney in the State of Illinois and take a portion of the fee. We don’t do that. With our firm you will know who you are dealing with and who will handle you insurance denial claim. We represent clients throughout the entire state of Illinois including, but not limited to the following cities:

• Chicago
• Peoria
• Belleville
• Edwardsville
• Springfield
• Urbana

Our experience assists us to know what the law is, what insurance claims are valid and which ones are deniable, we know what an insurance company is going to do, and we have relationships with the judges who could be sitting to hear your case. All of this can be working for you after one simple call.

Here is what we do with our experience. We go after the insurance company that denied your life insurance claim and try to get you more than the policy is worth. How do we do that? Well, the state law allows 2 options. One is to recover for you interest on the policy during the time that your claim was denied. This amount adds up quickly and is something that should not be missed. The second thing is we go after the insurance company for a bad faith claim. We attempt to have them pay for all of our attorney fees, all of our expenses as well as pay you a penalty on top of the policy amount that is owed. This would mean that we would work for you, get more money than you can recover alone, and we don’t take any portion of it. The insurance company would be required to pay us, not you! There are no risks to you as we don’t collect a penny from you ever. We only collect a fee for our services if we first collect for you.

So if your life insurance denial is based upon suicide, misrepresentations, fraud or divorce, call today to see exactly how we can help.

If you have been denied a claim on an accidental death policy we can help you there too. Any time you have a benefit from your employer, that benefit is governed by ERISA, a federal law. It is important that for a claim like this that you get a lawyer involved as soon as possible. There are certain deadlines that must be met and very specific rules governing what evidence can come in to federal court once the claim has been reviewed. Let our attorneys help you today with a no fee consultation.