Life Insurance Denial Lawyer Missouri
In a recent case, the 8th Circuit held that an insured’s death, caused from mixed prescription drug intoxication, was accidental and the insurer was required to pay accidental death benefits under its Accidental Death & Dismemberment (AD&D) plan. The husband, who was initially denied on his claim for his wife’s death, sued the underwriter of …
Accidental Death Benefits and Drug-Related Death Read More »
When an insurer denies a claim for accidental death benefits, beneficiaries can sue for wrongful denial. In Missouri, beneficiaries have prevailed in wrongful denial actions and received accidental death benefits. In an action against an insurer to recover accidental death benefits, the most important factual issues will relate to the manner, cause, and circumstances of …
An action against an insurer to recover accidental death benefits may be brought in any state court of general jurisdiction. Venue is determined by the rules and statutes of the jurisdiction in which the lawsuit is filed. In cases where the beneficiary and the insurance company are not residents of the same state and the …
Where to File Your Claim for Accidental Death Benefits Read More »
Recently, it was reported that a man was denied life insurance benefits after his wife died from a three-month bout with breast cancer. The policy, for $200,000, was taken out six years before the wife’s sudden and unexpected death. The man’s claim for benefits was denied on the basis of the wife’s death due to illness not constituting an …
Life Insurance Policy Exclusions: Always Know What’s Covered Read More »