Life Insurance Denial Lawyer Missouri
Since the White House issued stay-at-home orders in April of 2020, just about every American has felt the effects of Covid-19 in some way. Unfortunately, some of those effects include the loss of loved ones. Since April of 2020 the CDC has reported over 898,710 deaths caused or contributed to by Covid-19. A large portion …
Covid-19 is Yet Another Reminder to Review your Life Insurance Beneficiaries Read More »
If you were denied on your life insurance claim, you should consider filing a life insurance lawsuit. When an insurance company denies a claim, the claim becomes closed. By suing the insurance company for wrongful denial, you give the company a reason to reopen your claim and negotiate a settlement. Life insurers often deny valid …
In a Missouri case, the beneficiaries of an Accidental Death & Dismemberment (AD&D) plan brought suit for breach of contract after an insured was killed in an airplane crash near a private landing strip. The trial court entered judgment in accordance with a jury verdict for the beneficiaries and the insurer appealed. On appeal, the …
Accidental Death & Dismemberment Plan and Plane Crashes Read More »
In insurance, accidental death and dismemberment (AD&D) is a policy that pays benefits to the beneficiary if the cause of death is an accident. According to the Centers for Disease Control and Prevention, accidental deaths are the fifth leading cause of death in the U.S. as well as Canada. Some of the covered accidents include traffic accidents, …
In a recent decision, a Missouri court held that a widower was entitled to accidental death benefits after his wife was killed in a boating accident. The amount of the award totaled in excess of $350,000. Two and a half years ago, the couple went on a boating trip at their vacation home in Vermont. Three …
Death Benefits Awarded to Surviving Spouse after Boating Accident Read More »
A woman is suing a life insurance company in a U.S. District Court for wrongful denial of her death benefit claim. In the complaint, the woman alleges that the insurance company improperly denied a $200,000 death benefit claim because it said her ex-husband listed the wrong height on his insurance application. The woman’s ex-husband was …
Life insurance company denies benefits due to height Read More »
In a recent case, a Missouri court held that a wife, the named beneficiary of her husband’s accidental death and dismemberment (AD&D) plan, was entitled to receive accidental death benefits. The husband worked as a heavy equipment operator for a local construction company. The wife worked part-time as an occupational therapist at a local in-patient …
Accidental Death & Dismemberment Plans: Construction-related deaths Read More »
To receive accidental death benefits under a life insurance or accidental death & dismemberment plan, a beneficiary must prove that the insured’s death was accidental. The proof of death by violent means raises a presumption of accidental death. Evidence of an insured’s cause of death can be shown through an autopsy report, medical examiner record, …
In a recent case, an insured woman was found dead in her home and an autopsy revealed that her death was from an overdose of Darvon, a commonly used opioid pain reliever. The woman was prescribed the drug to help her recover from a recent hip surgery. In the autopsy report, the insured’s death was …
Accidental Death Benefits and Prescription Drugs Read More »
A husband and father of two was recently killed in a fatal car accident on his way home from work. The man hit a patch of ice and fishtailed into oncoming traffic. Two years prior to his death, the man obtained an accidental death life insurance policy with the hope of protecting his wife and …