Life Insurance Denial Lawyer Missouri
In a recent case, the 8th Circuit held that an insured’s death, caused from mixed prescription drug intoxication, was accidental and the insurer was required to pay accidental death benefits under its Accidental Death & Dismemberment (AD&D) plan. The husband, who was initially denied on his claim for his wife’s death, sued the underwriter of …
Accidental Death Benefits and Drug-Related Death Read More »
When an insurer denies a claim for accidental death benefits, beneficiaries can sue for wrongful denial. In Missouri, beneficiaries have prevailed in wrongful denial actions and received accidental death benefits. In an action against an insurer to recover accidental death benefits, the most important factual issues will relate to the manner, cause, and circumstances of …
An action against an insurer to recover accidental death benefits may be brought in any state court of general jurisdiction. Venue is determined by the rules and statutes of the jurisdiction in which the lawsuit is filed. In cases where the beneficiary and the insurance company are not residents of the same state and the …
Where to File Your Claim for Accidental Death Benefits Read More »
Recently, it was reported that a man was denied life insurance benefits after his wife died from a three-month bout with breast cancer. The policy, for $200,000, was taken out six years before the wife’s sudden and unexpected death. The man’s claim for benefits was denied on the basis of the wife’s death due to illness not constituting an …
Life Insurance Policy Exclusions: Always Know What’s Covered Read More »
At Joseph & Eugene we speak to people with life insurance issues on a regular basis. Certain life insurance companies seem to come up more often than others. One such company is AARP. They claim to be “a nonprofit, nonpartisan membership organization for people age 50 and over … dedicated to enhancing quality of life …
Often times life insurance lawsuits, which are originally filed in State Court, are removed to Federal Court by the defendants. When hiring an attorney to handle your life insurance dispute, it is important to hire an attorney that is licensed to practice law in Federal Court. How Can the Defendant Remove my Life Insurance Lawsuit …
Removing Large Life Insurance Cases to Federal Court Read More »
Are you the beneficiary of your ex-spouse’s retirement plan or life insurance? If so, you might be able to claim the benefits even though the divorce has been finalized. In 2009 the Supreme Court issued an opinion in Kennedy v. Plan Administrator for DuPont Savings and Investment Plan addressing beneficiary designations on retirement plans and life insurance …
Ex-Spouse Beneficiary on Retirement Plan or Life Insurance Read More »
Is the Insurance Company Claiming the Estate is the Proper Beneficiary? Is the life insurance company or retirement plan benefits administrator telling you that the estate is the proper beneficiary? Are they asking you to show them Letters of Administration, Letters Testamentary, a Small Estate Affidavit or other necessary probate court documentation? If so, our …
Missouri recently reached a multistate regulatory settlement agreement with Humana Insurance Company whereby they agreed to pay $1.8 million in fines divided among 10 states and establish $2.7 million in a consumer restitution pool. Humana was requiring some employers to purchase group life insurance products with group medical insurance. Missouri Insurance Director John M. Huff …
Life Insurance Claims with Humana Insurance Company Read More »
Life insurance and property insurance companies typically have the right to obtain information and material that might be in the insured’s possession regarding a claim through the examination under oath (EUO) process. The right to acquire an EUO comes from the insurance contract itself. Unlike a deposition where you can have an attorney make objections …
Examination Under Oath in Insurance Denial Cases Read More »